Cryptocurrency as an investment option seems to be rising exponentially. Top cryptocurrency like Bitcoin has been attracting as many traders and investors. Investing in top cryptocurrency besides Bitcoin can prove to be a highly profitable long-term investment.

There are more than 5000 cryptocurrencies in the world. According to market cap, demand, future scope and value investment asset the top 5 crypto currency picks for 2018 are:

Top 5 Cryptocurrency in World : Best List 2018 Image Source : Coinmarketcap.com


Bitcoin is the most recognised and the topmost in the list of Top 5 cryptocurrency in the world. It is a world-wide digital currency based on the peer to peer technology system wherein transactions are recorded in public distributed ledger referred as block chain. Bitcoins can be traded for goods and services provided the vendors accept bitcoin payments.

You can buy bitcoin with debit or credit card instantly. You can store bitcoins in Bitcoin wallets. However, Bitcoins can be used anonymously which is the major point of concern for different countries. This is why Governments of few countries are putting restrictions on the usage and trading of bitcoins. But numerous industry insiders believe that Bitcoin is here to stay, with numbers of examples of Bitcoin adoption throughout the world.

Bitcoin was invented by Satoshi Nakamoto; some believe that Satoshi was actually not one person but a group of IT / banking specialists at the time, it was the only virtual currency available in the market. You can buy 1 BTCUSD Bitcoin US Dollar by paying $ 15663 (22 December 2017) as it’s the costliest virtual currency in the market which is accepted in many countries.

In fact, this year Bitcoin has risen in value 1,000% year-to-date. Such a successful year made this cryptocurrency an attractive asset for the financial institutions and governmental organizations all over the world.


Ethereum is second only to Bitcoin in the hierarchy of top cryptocurrency and shown impressive growth rates in the year 2017, proving itself as a game changer and a rival to Bitcoin.

Undoubtedly it is one of the most promising ones among the top cryptocurrency to invest in 2018-19.Created by 19-year-old Vitalik Buterin in 2015, Ethereum is a decentralized software platform that enables smart contracts and Distributed Applications (ĐApps) to be built and run without any downtime, fraud, control or interference from a third party.

The biggest difference between Bit coin and Ethereum is the use of blockchains. While Bitcoin’s blockchain records contracts, showing how digital funds have moved from one place to another, Etherum has expanded this concept. The Ethereum blockchain uses a far more complex scripting language, and its smart contracts can form complex applications that have a broad range of potential uses.

Due to the Ethereum features and its potential to change the world forever, it has caught everyone’s attention including corporations like Microsoft, Mastercard, BP, National Bank of Canada, Intel, Samsung, Toyota, Cisco, and other market giants.

Bitcoin Cash (BCH):

Bitcoin Cash is one of the most popular hardforks of the Bitcoin Core. It is the third largest cryptocurrency according to market cap.It started with all the investors getting the same amount of BCH as BTC i.e. Bitcoin transactions are completed when a “block” is added to the blockchain. A full 1Mb Bitcoin block generally contains around 2000 transactions and generally takes around ten minutes to process. If you compare this to the 2,000 transactions per second that Visa can handle, you can see how scaling has been holding Bitcoin back.

Hence, Bitcoin Cash is a solution to the Bitcoin scalability problem. It increases the block size to 8Mb. Bitcoin Cash has a market cap of $11,361,359,620, and 1 unit costs 673$ which is double of its launch price. So for those who missed the opportunity to grab Bitcoin when it was below 1000$. Bitcoin cash provides the second opportunity for them to invest in “future Bitcoin”.

BTC had humble beginnings but the month of November saw the price of BCH skyrocket to as much as 1800 USD i.e. almost 6x the initial listing price. Its rise had even helped it overtake ETH in terms of market cap.

Ripple (XRP):

Ripple is a transaction protocol for Global Payments. It is the fourth largest crypto currency after Bitcoin, Ethereum, and Bitcoin cash on the basis of market cap. It helps in transmitting the payments internationally at very low fees. They have esteemed clients like American Express, SBI Holdings, and Japan.

Currently, Ripple is built upon an open source Internet protocol, consensus ledger and native currency called XRP. Currently, there is about 100 billion XRP in existence. Some companies like UniCredit and Santander and even several major banks (such as Bank of America, Bank of England, and the Bank of Japan) have implemented Ripple into their systems. Meanwhile, it has a market cap of $8,056,482,410 with a value around $0.223713 per unit. If you are ready to invest for long-term then Ripple can definitely yield very high return.


The cryptocurrency was created by ex-Google employee, Charlie Lee in 2011 as an alternative to bitcoin. Lee essentially set out to reduce the time required to confirm new transactions and modify the way bitcoin was mined to ensure anyone could participate. “My vision is that people would use Litecoin every day to buy things. It would just be the payment method of choice, “Lee said once.

Litecoin is also designed to produce more coins: it has a limit of 84 million coins, compared to 21 million bitcoins. Around 54 million coins are currently in circulation, compared to the current 16.7 million Bitcoin circulating units.

The breakthrough came in in May 2017 when world’s most popular cryptocurrency exchange called “Coin Base” started to use LiteCoin alongside Ethereum and Bitcoin. Since then, investors have begun to take LiteCoin more seriously. Additionally, the currency has also adopted “Segregated Witness” technology which fixes problems that Bitcoin has yet to solve. The solution adds more capacity to the network and reduces transaction fees. Litecoin is the second most accepted cryptocurrency in websites that accept virtual currency payments.



Jahnavi M
Vulnerability analyst, Technical Writer, Security Blogger, Co-founder---SecKurity

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